About Us

TERRITORY Underwriting Managers has carefully chosen its strategic partners that share the same values and purpose. This has enabled us to offer our valued clients exceptional service delivery and best value for money in our products and services.

Ou Risk Carrier
TERRITORY is underwritten by Bryte Insurance Company, a BBBEE Level 1 Contributor and a registered non-life insurer, FSP 11703. Bryte is a Fairfax Financial Holdings company.

Fairfax Financial Holdings is based in Toronto, Canada and through its subsidiaries is engaged in property and casualty insurance, reinsurance, and investment management with extensive reach globally. Subsidiaries include Allied World Insurance Company (AWAC), Brit Insurance Company (Brit) and in Africa, Bryte Insurance Company (Bryte).


Our financial strength is not only found in Bryte Insurance ’s credentials, but also our A-Rated reinsurance partners.

At TERRITORY, as a UMA, we only write business through registered insurance brokers as prescribed by regulation. Our doors are open to all types of brokers who desire to participate on the public sector insurance space.

TERRITORY is a BBBEE Level 1 entity. The Territory leadership team has over 50 years combined experience is specialist insurance and risk management.