Welcome to


“Public Sector Insurance and Risk Management Specialists”

About Us

Territory Underwriting Managers “TERRITORY” offers innovative and responsive insurance and risk management solutions that are tailor-made for the public sector entities in South Africa. Our policies and services are designed to support these entities to deliver on their strategic objectives and to meet the regulatory requirements.

Our clientele includes municipalities; SOEs and other entities serving in the public sector within the South African territory such as embassies and government departments.

TERRITORY Underwriting Managers (Pty) Ltd is underwritten by BRYTE Insurance Company, a registered non-life insurer, FSP 11703

Our Approach
We believe that there is no one entity that is like another, as such we take our time to understand the unique insurance and risk management needs of each client. We then offer bespoke solutions that are responsive to each client’s unique risk profile, strategic, regulatory, and operational needs.

We offer Risk Management to compliment and complete our insurance offerings. Our team of experts will engage the clients and help them identify, mitigate, and manage their risk exposures to ensure business continuity. We also assist our client to align the insurance and risk management remedial solutions to regulatory, procurement and operational requirements.